Is Now a Good Time to Buy or Refinance? Here’s How to Decide

Erein Trawick

Published on: 01/10/2025

Every time mortgage rates start moving, the same big question comes up: Should I act now or wait? After the Federal Reserve’s expected rate cut in mid-September, buyers and homeowners alike are wondering whether it’s smart to move forward with a purchase or refinance — or hold off and see if rates fall further. The truth? There’s no one-size-fits-all answer, but there are clear factors to guide your decision.

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Will Mortgage Rates Go Down Soon? What Buyers and Homeowners Should Know

Erein Trawick

Published on: 01/10/2025

It’s the question nearly every buyer and homeowner is asking right now: Will mortgage rates go down soon? With headlines about a potential Federal Reserve rate cut, many are hoping for lower payments and better affordability. As of September 2025, we’ve already seen 30-year fixed mortgage rates dip into the mid-6% range, but predicting what comes next isn’t as simple as following the Fed.

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How the Freddie Mac Home Possible Loan Makes Homeownership More Affordable

Erein Trawick

Published on: 26/09/2025

If you’ve been dreaming about owning a home but worry the down payment is out of reach, there’s good news. The Freddie Mac Home Possible® mortgage program could help you buy with as little as 3% down — and even use gifts, grants, or sweat equity to cover most upfront costs. Here’s what makes Home Possible so powerful for first-time buyers and anyone looking for a low-down-payment option.

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Cash-Out Refinance by Pineapple Mortgage

Erein Trawick

Published on: 24/09/2025

Unlock the Hidden Potential in Your Home’s Equity Over the past few years, home values have risen significantly across much of the country. While that’s great news for homeowners, many people don’t realize what that actually means for their financial future. Increased home value translates into equity—the difference between what your home is worth and what you owe on it. And that equity could be the key to unlocking new opportunities through a cash-out refinance.

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