The 2026 Conforming Loan Limit Is $832,750 and Here Is What That Means If You Are Buying Above $800K

Conventional vs jumbo line moved higher in 2026. Erein Trawick explains who benefits most and how to find your county limit. ...more

mortgage

October 05, 2026•2 min read

Waiting for Mortgage Rates to Drop Before Buying Could Actually Cost You More and Here Is Why

Fewer buyers now means more leverage today. Erein Trawick explains why waiting is a bet not a plan and what to do instead. ...more

mortgage

October 05, 2026•2 min read

Most Economists Are Not Expecting a 2008 Housing Crash and Here Is What Buyers Should Do Instead

Strong equity, low foreclosures, no crash expected. Erein Trawick explains why waiting may cost you more. ...more

mortgage

August 24, 2026•3 min read

Condo Lending Guidelines Are Changing August 2026 and Here Is What Realtors Need to Know Now

Full budget review and 15% reserves after Aug 2. Erein Trawick explains how to protect your condo deals. ...more

mortgage

July 17, 2026•3 min read

Why Mortgage Rates Jumped Again and How Prepared Buyers Are Turning Volatility Into Opportunity

Rates dipped then climbed again. Erein Trawick explains how to be ready when the window opens. ...more

mortgage

May 12, 2026•4 min read

The Fed Held Rates Steady for the Third Time and Here Is What It Means for Your Mortgage

Fed stable, no June meeting. Erein Trawick explains what prepared buyers should do now. ...more

mortgage

May 12, 2026•3 min read

How the Conflict With Iran Is Affecting Your Mortgage Rate and What Smart Buyers Are Doing About It

The connection between what is happening overseas and your monthly mortgage payment is more direct than most buyers realize. Erein Trawick explains the chain reaction from oil prices to bond yields to... ...more

mortgage

April 03, 2026•5 min read

Top 3 Things to Look For When Buying a Single-Family Home on Oahu (Plus 1 Major Red Flag)

Buying a single-family home on Oahu is different. Here are the top three things to prioritize: land square footage, rental income potential, and view, plus a foundation red flag to watch for. ...more

mortgage

February 22, 2026•4 min read

Why Mortgage Rates Change Even When the Fed Holds Rates SteadyWhy Mortgage Rates Change Even When the Fed Holds Rates Steady

Confused when the Fed holds steady but mortgage rates jump? Learn how the bond market and the 10-year Treasury yield influence mortgage pricing, and what to watch week to week. ...more

mortgage

February 15, 2026•3 min read