Is Now a Good Time to Buy or Refinance? Here’s How to Decide

Every time mortgage rates start moving, the same big question comes up: Should I act now or wait? After the Federal Reserve’s expected rate cut in mid-September, buyers and homeowners alike are wonder... ...more

mortgage

October 01, 2025•2 min read

Will Mortgage Rates Go Down Soon? What Buyers and Homeowners Should Know

It’s the question nearly every buyer and homeowner is asking right now: Will mortgage rates go down soon? With headlines about a potential Federal Reserve rate cut, many are hoping for lower payments ... ...more

mortgage

October 01, 2025•2 min read

How the Freddie Mac Home Possible Loan Makes Homeownership More Affordable

If you’ve been dreaming about owning a home but worry the down payment is out of reach, there’s good news. The Freddie Mac Home Possible® mortgage program could help you buy with as little as 3% down ... ...more

mortgage

September 26, 2025•2 min read

Cash-Out Refinance by Pineapple Mortgage

Unlock the Hidden Potential in Your Home’s Equity Over the past few years, home values have risen significantly across much of the country. While that’s great news for homeowners, many people don’t r... ...more

mortgage

September 24, 2025•2 min read

Will Affordability Improve or Will Rates Drop Before Long?

The Current State of Housing Affordability Housing affordability has been under pressure for the past few years—and 2025 is no exception. With mortgage rates sitting around 6.7% and home prices conti... ...more

mortgage

September 03, 2025•3 min read

Is the 28% Rule Still Relevant for Homebuyers in 2025?

What Is the 28% Rule? For decades, financial experts have advised that your housing expenses should stay below 28% of your gross monthly income. Known as the “28% rule,” this guideline includes your ... ...more

mortgage

August 30, 2025•3 min read